SO Val Tel Federal Credit Union

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Review based on 12 criteria Rating: 0 out of 5

4986 E Clinton Way, Fresno, CA 93727

Website

(559) 456-1144

Data Source: NCUA, June 30, 2016


SO Val Tel Federal Credit Union was founded in 1953. Headquartered in Fresno, California, SO Val Tel Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). SO Val Tel Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of June 30, 2016, SO Val Tel Federal Credit Union services 2,013 members through its 2 offices and branches and 4 full-time and 2 part-time employees. It has $15,806,015 of total assets and $1,446,482 of net worth. Based on its asset size and net worth ratio, SO Val Tel Federal Credit Union is classified as a Well Capitalized medium small credit union.

SO Val Tel Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. SO Val Tel Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The chart below depicts the average compensation of SO Val Tel Federal Credit Union compared to the medians of California and the entire nation (USA) over the years.

The following two tables list the deplitory and loan interest rates of SO Val Tel Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.1300
0.1600
0.2500
Certificate Deplit
0.1500
0.5000
0.5500
IRA
0.2100
0.4200
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
14.5000
10.0000
9.9900
Unsecured Line of Credits
12.8500
11.0000
10.9600
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.9100
6.0000
New Car Loans
5.2800
2.9950
3.3900
Used Car Loans
7.0200
3.8350
4.5000
1st Mortgage Real Estates
6.5000
4.0000
4.1500
Other Real Estates
6.3900
4.7250
4.7400

SO Val Tel Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by SO Val Tel Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
No
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

As a community financial institution, SO Val Tel Federal Credit Union actively involves in local communities by prliding services such as financial education.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
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So-val Tel Federal Credit Union
Main Office

4986 E Clinton Way
Fresno, CA 93727
Phone:559-456-1144

(559) 456-0111

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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