Solarity Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

PO Box 2922, Yakima, WA 98907

Website

(509) 248-1720

Data Source: NCUA, December 31, 2016


Solarity Credit Union was founded in 1951. Headquartered in Yakima, Washington, Solarity Credit Union is a state chartered and federally insured credit union, being chartered in Washington and insured through the National Credit Union Share Insurance Fund (NCUSIF). Solarity Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Solarity Credit Union services 60,607 members through its 7 offices and branches and 158 full-time and 1 part-time employees. It has $714,166,910 of total assets and $92,598,939 of net worth. Based on its asset size and net worth ratio, Solarity Credit Union is classified as a Well Capitalized large credit union.

Solarity Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Solarity Credit Union also provides an array of services to its members and local communities. Solarity Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Solarity Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Washington and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Washington
Median of USA
Checking
0.0000
0.0100
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.7500
0.2000
0.2500
Certificate Deplit
1.2500
0.4200
0.5800
IRA
0.2000
0.3500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Washington
National Median Rates
Credit Cards
17.8000
9.9000
9.9900
Unsecured Line of Credits
11.8000
10.5750
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7850
6.0200
New Car Loans
2.9900
3.4500
3.3300
Used Car Loans
2.9900
4.5500
4.5000
1st Mortgage Real Estates
4.2500
4.2500
4.2500
Other Real Estates
3.5000
4.9600
4.7000

Solarity Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Solarity Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Solarity Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Ellensburg Branch
900 S Ruby St
Ellensburg, WA 98926
Phone:509-248-1720

North 5th Ave Branch
Main Office

110 N 5th Ave
Yakima, WA 98902
Phone:509-248-1720

Queensgate
2590 Queensgate Dr
Richland, WA 99352-9109
Phone:

Selah Branch
703 N Park Ctr
Selah, WA 98942
Phone:509-248-1720

South 5th Ave
401 Tieton Dr
Yakima, WA 98902
Phone:509-248-1720

Terrace Heights Branch
171 Iron Horse Ct
Yakima, WA 98901
Phone:509-248-1720

Toppenish Branch
308 Washington Ave
Toppenish, WA 98948
Phone:509-248-1720

Westside Branch
122 N 50th Ave
Yakima, WA 98908
Phone:509-248-1720

(509) 452-0678

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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