South Bend Post Office Credit Union

Rated star_ratedstar_rated_halfstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 1.5 out of 5

PO Box 6789, South Bend, IN 46660

Website

(574) 272-8581

Data Source: NCUA, December 31, 2016


South Bend Post Office Credit Union was founded in 1924. Headquartered in South Bend, Indiana, South Bend Post Office Credit Union is a state chartered and federally insured credit union, being chartered in Indiana and insured through the National Credit Union Share Insurance Fund (NCUSIF). South Bend Post Office Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, South Bend Post Office Credit Union services 1,249 members through its 3 full-time and 1 part-time employees. It has $9,023,005 of total assets and $1,038,996 of net worth. Based on its asset size and net worth ratio, South Bend Post Office Credit Union is classified as a Well Capitalized small credit union.

South Bend Post Office Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. South Bend Post Office Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of South Bend Post Office Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Indiana and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Indiana
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.0000
0.2200
0.2500
Certificate Deplit
0.0000
0.5000
0.5800
IRA
0.0000
0.4300
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Indiana
National Median Rates
Credit Cards
n/a
11.0000
9.9900
Unsecured Line of Credits
7.5500
10.3650
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
6.1400
6.0200
New Car Loans
3.5800
3.2900
3.3300
Used Car Loans
5.0800
4.4600
4.5000
1st Mortgage Real Estates
n/a
4.2500
4.2500
Other Real Estates
n/a
4.7500
4.7000

South Bend Post Office Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by South Bend Post Office Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
No
No
New Share Account
No
Bill Payment
No
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
No
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
South Bend Post Office Credit Union
Main Office

53790 Generations Dr
South Bend, IN 46635
Phone:574-272-8581

(574) 273-2535

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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