South Central Missouri Credit Union

Rated star_ratedstar_rated_halfstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 1.5 out of 5

PO Box 417, Willow Springs, MO 65793

Website

(417) 469-6233

Data Source: NCUA, December 31, 2016


South Central Missouri Credit Union was founded in 1954. Headquartered in Willow Springs, Missouri, South Central Missouri Credit Union is a state chartered and federally insured credit union, being chartered in Missouri and insured through the National Credit Union Share Insurance Fund (NCUSIF). South Central Missouri Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, South Central Missouri Credit Union services 1,815 members through its 3 full-time employees. It has $12,100,899 of total assets and $1,483,394 of net worth. Based on its asset size and net worth ratio, South Central Missouri Credit Union is classified as a Well Capitalized medium small credit union.

South Central Missouri Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. South Central Missouri Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of South Central Missouri Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Missouri and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Missouri
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.3500
0.1500
0.1200
Money Market
0.0000
0.2500
0.2500
Certificate Deplit
0.0000
0.5000
0.5800
IRA
0.0000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Missouri
National Median Rates
Credit Cards
n/a
9.9600
9.9900
Unsecured Line of Credits
9.2500
11.4350
10.9500
Short-term Small Amount
n/a
27.8950
25.0000
Student Loans
n/a
6.0450
6.0200
New Car Loans
4.2500
3.3200
3.3300
Used Car Loans
5.2500
4.8200
4.5000
1st Mortgage Real Estates
n/a
4.1200
4.2500
Other Real Estates
n/a
4.5000
4.7000

The table below lists the electronic banking services prlided by South Central Missouri Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
No
New Loan Application
No
Share Draft Orders
No
No
New Share Account
No
Bill Payment
No
No
e-Statements
No
Loan Payments
No
No
Account Balance Inquiry
No
No
No
View Account History
No
No

As a community financial institution, South Central Missouri Credit Union actively involves in local communities by prliding services such as financial counseling .

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
No
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
District 9 Highway Employees Credit Union
Main Office

901 E Main St
Willow Springs, MO 65793
Phone:417-469-6233

(417) 469-1101

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

Related Listings