Southern California Postal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

2371 Grand Ave, Long Beach, CA 90815

Website

(562) 498-6057

Data Source: NCUA, December 31, 2016


Postcity Financial Credit Union was founded in 1933. Headquartered in Long Beach, California, Postcity Financial Credit Union is a state chartered and not federally insured credit union, being chartered in California but not insured through the National Credit Union Share Insurance Fund (NCUSIF). Postcity Financial Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Postcity Financial Credit Union services 8,928 members through its 3 offices and branches and 14 full-time employees. It has $75,932,766 of total assets and $9,283,669 of net worth. Based on its asset size and net worth ratio, Postcity Financial Credit Union is classified as a Well Capitalized medium credit union.

Postcity Financial Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Postcity Financial Credit Union also provides an array of services to its members and local communities. Postcity Financial Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Postcity Financial Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.0500
0.1900
0.2500
Certificate Deplit
1.3100
0.5500
0.5800
IRA
1.5000
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
13.5000
10.0400
9.9900
Unsecured Line of Credits
17.0000
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
3.9900
3.0000
3.3300
Used Car Loans
3.9900
3.7400
4.5000
1st Mortgage Real Estates
4.2500
4.0300
4.2500
Other Real Estates
4.2500
4.7400
4.7000

Postcity Financial Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Postcity Financial Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

As a community financial institution, Postcity Financial Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
Long Beach Branch
8169 E Wardlow Rd
Long Beach, CA 90808-3204
Phone:562-498-6057

North Hollywood
11304 Chandler Blvd
North Hollywood, CA 91603
Phone:818-769-7200

Postcity Financial Credit Union – Admin
Main Office

2300 Redondo Ave Ste 1092
Long Beach, CA 90809-9998
Phone:562-498-6057

West Sacramento
3775 Industrial Blvd
West Sacramento, CA 95799
Phone:916-921-5050

(562) 684-4354

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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