Southpointe Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

4702 Mattis Rd, Saint Louis, MO 63128

Website

(314) 487-5628

Data Source: NCUA, December 31, 2016


Members 1st Credit Union, MO was founded in 1951. Headquartered in Saint Louis, Missouri, Members 1st Credit Union, MO is a state chartered and federally insured credit union, being chartered in Missouri and insured through the National Credit Union Share Insurance Fund (NCUSIF). Members 1st Credit Union, MO is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Members 1st Credit Union, MO services 4,467 members through its 2 offices and branches and 13 full-time and 1 part-time employees. It has $41,471,768 of total assets and $3,690,084 of net worth. Based on its asset size and net worth ratio, Members 1st Credit Union, MO is classified as a Well Capitalized medium small credit union.

Members 1st Credit Union, MO offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Members 1st Credit Union, MO also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Members 1st Credit Union, MO’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Missouri and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Missouri
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1000
0.1500
0.1200
Money Market
0.2500
0.2500
0.2500
Certificate Deplit
0.4000
0.5000
0.5800
IRA
0.1000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Missouri
National Median Rates
Credit Cards
n/a
9.9600
9.9900
Unsecured Line of Credits
7.2500
11.4350
10.9500
Short-term Small Amount
n/a
27.8950
25.0000
Student Loans
6.5600
6.0450
6.0200
New Car Loans
2.6900
3.3200
3.3300
Used Car Loans
2.6900
4.8200
4.5000
1st Mortgage Real Estates
4.2500
4.1200
4.2500
Other Real Estates
4.0000
4.5000
4.7000

Members 1st Credit Union, MO prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Members 1st Credit Union, MO.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Festus Office
1200 E Gannon Dr
Festus, MO 63028-2614
Phone:636-931-7144

Mattis Road
Main Office

4702 Mattis Rd
Saint Louis, MO 63128
Phone:314-487-5628

(314) 845-0974

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

Related Listings