Southwest Research Center Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

7215 Culebra Rd, San Antonio, TX 78251-1305

Website

(210) 684-1054

Data Source: NCUA, December 31, 2016


Southwest Research Center Federal Credit Union was founded in 1956. Headquartered in San Antonio, Texas, Southwest Research Center Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Southwest Research Center Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Southwest Research Center Federal Credit Union services 10,644 members through its 2 offices and branches and 17 full-time and 1 part-time employees. It has $72,881,388 of total assets and $6,158,636 of net worth. Based on its asset size and net worth ratio, Southwest Research Center Federal Credit Union is classified as a Well Capitalized medium credit union.

Southwest Research Center Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Southwest Research Center Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Southwest Research Center Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Texas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Texas
Median of USA
Checking
0.0100
0.0100
0.0000
Savings
0.0500
0.2000
0.1200
Money Market
0.3000
0.2500
0.2500
Certificate Deplit
0.3000
0.6620
0.5800
IRA
0.3000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Texas
National Median Rates
Credit Cards
13.4000
9.9900
9.9900
Unsecured Line of Credits
7.0000
11.2200
10.9500
Short-term Small Amount
n/a
25.2500
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
1.9000
3.6500
3.3300
Used Car Loans
2.1500
4.9950
4.5000
1st Mortgage Real Estates
4.5000
4.5000
4.2500
Other Real Estates
4.5000
5.5600
4.7000

Southwest Research Center Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Southwest Research Center Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Southwest Research Center Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Main Office
7215 Culebra Rd
San Antonio, TX 78251-1305
Phone:210-684-1054

Swri Office
6220 Culebra Rd Bldg 132 Bldg 132
San Antonio, TX 78238-5166
Phone:210-684-0352

(210) 684-0670

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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