Spohn Health System Federal Credit Union

Rated star_ratedstar_ratedstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2 out of 5

1601 5th St, Corpus Christi, TX 78404-1903

Website

(361) 814-3463

Data Source: NCUA, December 31, 2016


Third Coast Federal Credit Union was founded in 1960. Headquartered in Corpus Christi, Texas, Third Coast Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Third Coast Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Third Coast Federal Credit Union services 2,339 members through its 8 full-time employees. It has $13,754,890 of total assets and $3,632,702 of net worth. Based on its asset size and net worth ratio, Third Coast Federal Credit Union is classified as a Well Capitalized medium small credit union.

Third Coast Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Third Coast Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Third Coast Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Texas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Texas
Median of USA
Checking
0.4000
0.0100
0.0000
Savings
0.5000
0.2000
0.1200
Money Market
0.0000
0.2500
0.2500
Certificate Deplit
0.5000
0.6620
0.5800
IRA
0.5000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Texas
National Median Rates
Credit Cards
15.0000
9.9900
9.9900
Unsecured Line of Credits
16.9000
11.2200
10.9500
Short-term Small Amount
28.0000
25.2500
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
14.9000
3.6500
3.3300
Used Car Loans
14.9000
4.9950
4.5000
1st Mortgage Real Estates
n/a
4.5000
4.2500
Other Real Estates
n/a
5.5600
4.7000

Third Coast Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Third Coast Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
No
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Third Coast Fcu
Main Office

1601 5th St
Corpus Christi, TX 78404-1903
Phone:361-814-3463

(361) 850-1885

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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