Data Source: NCUA, December 31, 2016
Ideal Credit Union was founded in 1926. Headquartered in Woodbury, Minnesota, Ideal Credit Union is a state chartered and federally insured credit union, being chartered in Minnesota and insured through the National Credit Union Share Insurance Fund (NCUSIF). Ideal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Ideal Credit Union services 50,402 members through its 7 offices and branches and 119 full-time and 19 part-time employees. It has $650,122,691 of total assets and $64,050,771 of net worth. Based on its asset size and net worth ratio, Ideal Credit Union is classified as a Well Capitalized large credit union.
Ideal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Ideal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Ideal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Minnesota and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Ideal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Ideal Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Ideal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, first tim home buyer programs, and student scholarships.
Community and other Service Offerings
3225 Denmark Ave
Eagan, MN 55121-1382
14750 Victor Hugo Blvd N
Hugo, MN 55038-4561
Inver Grove Heights
7791 Amana Trl
Inver Grove Heights, MN 55077-2610
2401 Mcknight Rd N
North Saint Paul, MN 55109-2211
2020 Washington Ave S
Stillwater, MN 55082
828 Greenway Ave N
Oakdale, MN 55128-6200
8499 Tamarack Rd
Woodbury, MN 55125-9201