Data Source: NCUA, December 31, 2016
TCT Federal Credit Union was founded in 1959. Headquartered in Ballston Spa, New York, TCT Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). TCT Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, TCT Federal Credit Union services 12,585 members through its 4 offices and branches and 53 full-time and 2 part-time employees. It has $190,498,552 of total assets and $14,650,134 of net worth. Based on its asset size and net worth ratio, TCT Federal Credit Union is classified as a Well Capitalized medium large credit union.
TCT Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. TCT Federal Credit Union also provides an array of services to its members and local communities. TCT Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of TCT Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in New York and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
TCT Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by TCT Federal Credit Union.
Electronic Banking Service Offerings
As a community financial institution, TCT Federal Credit Union actively involves in local communities by prliding services such as first tim home buyer programs.
Community and other Service Offerings
17 Gilbert St
Cambridge, NY 12816-2614
520 Vischer Ferry Rd
Clifton Park, NY 12065
416 Rowland St
Ballston Spa, NY 12020
4 Hunter Brook Ln
Queensbury, NY 12804-5858