Data Source: NCUA, December 31, 2016
The Southern Credit Union was founded in 1963. Headquartered in Fayetteville, Georgia, The Southern Credit Union is a state chartered and federally insured credit union, being chartered in Georgia and insured through the National Credit Union Share Insurance Fund (NCUSIF). The Southern Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, The Southern Credit Union services 32,512 members through its 11 offices and branches and 83 full-time employees. It has $363,991,347 of total assets and $37,862,982 of net worth. Based on its asset size and net worth ratio, The Southern Credit Union is classified as a Well Capitalized medium large credit union.
The Southern Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. The Southern Credit Union also provides an array of services to its members and local communities. The Southern Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of The Southern Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Georgia and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
The Southern Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by The Southern Credit Union.
Electronic Banking Service Offerings
As a community financial institution, The Southern Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops.
Community and other Service Offerings
430 Lanier Ave E
Fayetteville, GA 30214
1610 Georgia Highway 16 W
Griffin, GA 30223
299 Woolsey Rd
Hampton, GA 30228
1099 Battlecreek Rd
Jonesboro, GA 30236
7777 Kia Pkwy
West Point, GA 31833-4897
117 Bull St
Lagrange, GA 30240
2236 Mount Zion Rd
Jonesboro, GA 30236-2528
232 Bullsboro Dr
Newnan, GA 30263
1400 Commerce Dr N
Peachtree City, GA 30269
1701 Columbia Ave Ste 135
College Park, GA 30337