Truliant Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by Credit Guide
Review based on 12 criteria Rating: 4 out of 5

PO Box 26000, Winston Salem, NC 27114-6000

Website

(336) 659-1955

Data Source: NCUA, December 31, 2016


Truliant Federal Credit Union was founded in 1952. Headquartered in Winston Salem, North Carolina, Truliant Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Truliant Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Truliant Federal Credit Union services 211,981 members through its 34 offices and branches and 549 full-time and 63 part-time employees. It has $2,100,459,710 of total assets and $186,095,287 of net worth. Based on its asset size and net worth ratio, Truliant Federal Credit Union is classified as a Well Capitalized large credit union.

Truliant Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Truliant Federal Credit Union also provides an array of services to its members and local communities. Truliant Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Truliant Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in North Carolina and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of North Carolina
Median of USA
Checking
0.0500
0.0500
0.0000
Savings
0.1500
0.1650
0.1200
Money Market
0.3500
0.3500
0.2500
Certificate Deplit
1.9800
0.6050
0.5800
IRA
1.9800
0.7500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of North Carolina
National Median Rates
Credit Cards
8.4000
9.9700
9.9900
Unsecured Line of Credits
6.5000
12.0300
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
n/a
6.7500
6.0200
New Car Loans
1.7400
3.7500
3.3300
Used Car Loans
2.1400
4.7500
4.5000
1st Mortgage Real Estates
4.0000
4.2500
4.2500
Other Real Estates
3.2500
4.7500
4.7000

Truliant Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Truliant Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
No
No
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Truliant Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
Yes
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Asheboro
1055 E Dixie Dr
Asheboro, NC 27203
Phone:336-659-1955

Ballantyne
16041 Johnston Rd Ste E
Charlotte, NC 28277
Phone:336-659-1955

Burlington
2564 Kirkwood Dr
Burlington, NC 27215
Phone:336-659-1955

Charlotte-university
1915 Back Creek Dr
Charlotte, NC 28213
Phone:704-522-1955

Charlotte-uptown
400 S Tryon Ste M8
Charlotte, NC 28285
Phone:704-522-1955

Clemmons
4100 Clemmons Rd Tanglewood Commons Shopping Center
Clemmons, NC 27012
Phone:336-659-1955

Cornelius
21714 Catawba Ave Suite A6
Cornelius, NC 28031
Phone:800-822-0382

Corporate Office
Main Office

3200 Truliant Way
Winston Salem, NC 27103
Phone:336-659-1955

East Forsyth High School
2500 W Mountain St
Kernersville, NC 27284
Phone:336-703-6735

Elon
1205 University Dr
Burlington, NC 27215-9841
Phone:336-664-1955

Greensboro-friendly
6912 Downwind Rd
Greensboro, NC 27409
Phone:336-664-1955

Greensboro-south Elm-eugene
2914 S Elm Eugene St
Greensboro, NC 27406
Phone:336-664-1955

Greenville
3621 Pelham Rd
Greenville, SC 29615
Phone:800-822-0382

Harrisburg
4347 School House Cmns
Harrisburg, NC 28075
Phone:704-522-1955

High Point
4006 Mendenhall Oaks Pkwy
High Point, NC 27265
Phone:336-664-1955

Huntersville
9706 Gilead Rd
Huntersville, NC 28078
Phone:702-522-1955

Kernersville
500 Pineview Dr Ste 117
Kernersville, NC 27284
Phone:336-659-1955

Mallard Creek
3024 Prosperity Church Rd # B
Charlotte, NC 28269-8112
Phone:336-659-1955

Matthews
324 N Trade St Ste 101
Matthews, NC 28105
Phone:704-522-1955

Mcadenville
121 Main St
MC Adenville, NC 28101
Phone:800-822-0382

Mebane
1801 S Nc Highway 119
Mebane, NC 27302
Phone:800-822-0382

Mint Hill
7114 Brighton Park Dr Ste 300
Mint Hill, NC 28227
Phone:704-522-1955

New River
7321 Peppers Ferry Blvd
Fairlawn, VA 24141
Phone:800-822-0382

North Point
7780 N Point Blvd
Winston Salem, NC 27106
Phone:336-659-1955

Park Road
4530 Park Rd Ste 110
Charlotte, NC 28209
Phone:704-522-1955

Richmond-cox Rd
3701 Cox Rd
Richmond, VA 23233
Phone:804-965-1966

Rivergate
14318 Rivergate View Dr Suite 300
Charlotte, NC 28273
Phone:704-588-6126

Shelby
621 S Dekalb St
Shelby, NC 28150
Phone:800-822-0382

South End Charlotte
2400 South Blvd
Charlotte, NC 28203
Phone:800-822-0382

Tyvola Rd
6051 Tyvola Glen Cir
Charlotte, NC 28217
Phone:704-522-1955

Victory
893 N Liberty St Ste A
Winston Salem, NC 27101
Phone:336-659-1955

Whitaker Square
1985 Peace Haven Rd
Winston Salem, NC 27106-4850
Phone:336-659-1955

Willey Middle School
1400 W Northwest Blvd
Winston Salem, NC 27104
Phone:336-727-2378

Wytheville
800 E Main St Ste 130 Wythe Shopping Plaza
Wytheville, VA 24382
Phone:800-822-0382

(336) 659-5345

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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