Ukrainian Future Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

26495 Ryan Rd, Warren, MI 48091-4069

Website

(586) 757-1980

Data Source: NCUA, December 31, 2016


Ukrainian Future Credit Union was founded in 1961. Headquartered in Warren, Michigan, Ukrainian Future Credit Union is a state chartered and federally insured credit union, being chartered in Michigan and insured through the National Credit Union Share Insurance Fund (NCUSIF). Ukrainian Future Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Ukrainian Future Credit Union services 5,741 members through its 3 offices and branches and 14 full-time and 5 part-time employees. It has $86,174,785 of total assets and $10,712,579 of net worth. Based on its asset size and net worth ratio, Ukrainian Future Credit Union is classified as a Well Capitalized medium credit union.

Ukrainian Future Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Ukrainian Future Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Ukrainian Future Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Michigan and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Michigan
Median of USA
Checking
0.1000
0.0000
0.0000
Savings
0.2500
0.1000
0.1200
Money Market
0.0000
0.2500
0.2500
Certificate Deplit
0.5000
0.6000
0.5800
IRA
1.3000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Michigan
National Median Rates
Credit Cards
10.9000
9.9600
9.9900
Unsecured Line of Credits
10.0000
11.0000
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
n/a
6.2300
6.0200
New Car Loans
2.9000
2.9900
3.3300
Used Car Loans
2.9900
3.9900
4.5000
1st Mortgage Real Estates
3.9900
4.2500
4.2500
Other Real Estates
n/a
4.5000
4.7000

Ukrainian Future Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Ukrainian Future Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
No
Loan Payments
Yes
Yes
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

As a community financial institution, Ukrainian Future Credit Union actively involves in local communities by prliding services such as financial counseling, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
Ukrainina Future Credit Union
11838 Joseph Campau St
Hamtramck, MI 48212-3049
Phone:313-366-0055

Ukrainina Future Credit Union
7345 Orchard Lake Rd
West Bloomfield, MI 48322-3622
Phone:248-487-0330

Ukrainina Future Credit Union
Main Office

26495 Ryan Rd
Warren, MI 48091-4069
Phone:586-757-1980

(586) 757-7117

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

Related Listings