Ventura County Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

2575 Vista Del Mar Dr, Suite 100, Ventura, CA 93001-3920

Website

(805) 477-4000

Data Source: NCUA, December 31, 2016


Ventura County Credit Union was founded in 1950. Headquartered in Ventura, California, Ventura County Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Ventura County Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Ventura County Credit Union services 81,224 members through its 8 offices and branches and 149 full-time and 36 part-time employees. It has $809,485,815 of total assets and $66,702,116 of net worth. Based on its asset size and net worth ratio, Ventura County Credit Union is classified as a Well Capitalized large credit union.

Ventura County Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Ventura County Credit Union also provides an array of services to its members and local communities. Ventura County Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Ventura County Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.2500
0.1900
0.2500
Certificate Deplit
0.8000
0.5500
0.5800
IRA
0.9000
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
14.5500
10.0400
9.9900
Unsecured Line of Credits
8.9500
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
3.3900
3.0000
3.3300
Used Car Loans
3.8900
3.7400
4.5000
1st Mortgage Real Estates
3.5000
4.0300
4.2500
Other Real Estates
3.9900
4.7400
4.7000

Ventura County Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Ventura County Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Yes
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

As a community financial institution, Ventura County Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Camarillo Branch
711 E Daily Dr Ste 100
Camarillo, CA 93010-6081
Phone:93010

Moorpark Branch
510 New Los Angeles Ave
Moorpark, CA 93021-2063
Phone:805-477-4000

Ocean View
Main Office

2575 Vista Del Mar Dr Suite 100
Ventura, CA 93001-3920
Phone:805-477-4000

Oxnard Branch
2160 N Rose Ave
Oxnard, CA 93036-5058
Phone:805-477-4000

Port Hueneme Branch
687 W Channel Islands Blvd
Port Hueneme, CA 93041-2138
Phone:805-797-4000

Simi Valley Branch
2680 Tapo Canyon Rd
Simi Valley, CA 93063-2308
Phone:805-477-4000

Thousand Oaks Branch
18 W Thousand Oaks Blvd
Thousand Oaks, CA 91360-4458
Phone:805-477-4000

Ventura County Credit Union
6026 Telephone Rd
Ventura, CA 93003-5332
Phone:805-477-4000

(805) 339-4226

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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