Visterra Credit Union

Rated star_normalstar_normalstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 0 out of 5

P.O. BOX 9500, Moreno Valley, CA, 92552

Website

951-656-4411

Visterra Credit Union was founded in 1953. Headquartered in Moreno Valley, California, Visterra Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Visterra Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and provides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2013, Visterra Credit Union services 32,863 members through its 6 offices and branches and 107 full-time employees. It has $332,790,342.00 of total assets and $27,120,529.00 of net worth. Based on its asset size and net worth ratio, Visterra Credit Union is classified as a Well Capitalized medium large size credit union.

Visterra Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Visterra Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

Visterra Credit Union’s membership type is defined as State chartered natural person credit union. If you are interested in joining Visterra Credit Union, please visit their website or call 951-656-4411 for details. If you are a current member of Visterra Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the depository and loan interest rates of Visterra Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Depository Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Checking
0.0000
0.0000
0.0000
Savings
0.1000
0.1000
0.1500
Money Market
0.1100
0.1500
0.2400
Certificate Deposit
0.5300
0.4000
0.5000
IRA
0.5000
0.3800
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
10.2500
10.2450
9.9900
Unsecured Line of Credits
10.8100
11.4150
11.0000
Short-term Small Amount
27.5000
22.6000
Student Loans
5.7900
6.0350
New Car Loans
6.8800
3.5400
3.9120
Used Car Loans
4.7300
4.3600
4.9900
1st Mortgage Real Estates
5.5100
4.5000
4.5200
Other Real Estates
2.8800
5.0000
5.0000

Visterra Credit Union provides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services provided by Visterra Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
Merchandise Purchase
No
Account Balance Inquiry
Yes
No
Merchant Processing Service
No
View Account History
Yes
No
No
Download Account History
Yes
No

As a community financial institution, Visterra Credit Union actively involves in local communities by providing services such as financial counseling, financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Corona
650 S Lincoln Ave Ste 101
Corona, CA 92882-3549
Phone:951-656-4411

Corporate Office
Main Office

23520 Cactus Ave
Moreno Valley, CA 92553-8906
Phone:951-656-4411

Main Branch
23540 March Memorial Dr 23540 Cactus Ave
Moreno Valley, CA 92553-8906
Phone:951-656-4411

Murrieta
25040 Hancock Ave
Murrieta, CA 92562
Phone:951-656-4411

Riverside
8543 Indiana Ave
Riverside, CA 92504
Phone:951-656-4411

Stoneridge
27130 Eucalyptus Ave Ste E
Moreno Valley, CA 92555-4546
Phone:951-656-4411

951-656-5121

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

Related Listings