Washington State Employees Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

PO Box Wsecu, Olympia, WA 98507

Website

(800) 562-0999

Data Source: NCUA, December 31, 2016


Washington State Employees Credit Union was founded in 1957. Headquartered in Olympia, Washington, Washington State Employees Credit Union is a state chartered and federally insured credit union, being chartered in Washington and insured through the National Credit Union Share Insurance Fund (NCUSIF). Washington State Employees Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Washington State Employees Credit Union services 251,045 members through its 20 offices and branches and 540 full-time and 57 part-time employees. It has $2,543,164,363 of total assets and $271,761,059 of net worth. Based on its asset size and net worth ratio, Washington State Employees Credit Union is classified as a Well Capitalized large credit union.

Washington State Employees Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Washington State Employees Credit Union also provides an array of services to its members and local communities. Washington State Employees Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Washington State Employees Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Washington and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Washington
Median of USA
Checking
0.0000
0.0100
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.3000
0.2000
0.2500
Certificate Deplit
0.4500
0.4200
0.5800
IRA
0.5000
0.3500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Washington
National Median Rates
Credit Cards
10.2000
9.9000
9.9900
Unsecured Line of Credits
13.9600
10.5750
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
2.5800
5.7850
6.0200
New Car Loans
4.5600
3.4500
3.3300
Used Car Loans
5.4500
4.5500
4.5000
1st Mortgage Real Estates
3.2000
4.2500
4.2500
Other Real Estates
5.1100
4.9600
4.7000

Washington State Employees Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Washington State Employees Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Washington State Employees Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Federal Way Dash Point
34024 Hoyt Rd Sw
Federal Way, WA 98023
Phone:360-943-7911

Lacey Credit Union Center
4540 6th Ave Se
Lacey, WA 98503-1018
Phone:800-562-0999

Wsecu – Puyallup South Hill
17526 Meridian E
Puyallup, WA 98375
Phone:800-562-0999

Wsecu~chehalis
2015 Ne Kresky Ave
Chehalis, WA 98532-2308
Phone:800-562-0999

Wsecu~everett
404 128th St Sw
Everett, WA 98204
Phone:800-562-0999

Wsecu~hq2
Main Office

330 Union Ave Se
Olympia, WA 98501
Phone:800-562-0999

Wsecu~lakewood
9540 Bridgeport Way Sw
Lakewood, WA 98499
Phone:800-562-0999

Wsecu~medical Lake
205 E Highway 902
Medical Lake, WA 99022-8874
Phone:800-562-0999

Wsecu~olympia Martin Way
4245 Martin Way E
Olympia, WA 98516-5353
Phone:800-562-0999

Wsecu~olympia Westside
2006 Harrison Ave Nw
Olympia, WA 98502-4529
Phone:800-562-0999

Wsecu~pullman Bishop
405 Se Bishop Blvd
Pullman, WA 99163
Phone:800-562-0999

Wsecu~seattle Uw
1100 Ne 45th St Ste 110
Seattle, WA 98105
Phone:800-562-0999

Wsecu~spokane
2523 W Northwest Blvd
Spokane, WA 99205
Phone:800-562-0999

Wsecu~spokane Valley
12209 E Mission Ave Ste 1
Spokane Valley, WA 99206
Phone:800-562-0999

Wsecu~tumwater Town Center
100 71st Ave Sw
Tumwater, WA 98501
Phone:800-562-0999

Wsecu~tumwater Trosper
575 Trosper Rd Sw Ste 104
Tumwater, WA 98512-6903
Phone:800-562-0999

Wsecu~yakima
1400 Lakeside Ct Ste 101
Yakima, WA 98902-7303
Phone:800-562-0999

Wsecu-ellensburg
604 E University Way Munson Hall
Ellensburg, WA 98926-7601
Phone:800-562-0999

Wsecu-pullman Cub
1500 Ne Terrell Mall Washington State University
Pullman, WA 99164
Phone:800-562-0999

Wsecu-seattle Fairview
1500 Fairview Ave E Ste 100
Seattle, WA 98102
Phone:800-562-0999

One Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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