West Community Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

4161 Highway K, O Fallon, MO 63368-8294

Website

(636) 720-2400

Data Source: NCUA, December 31, 2016


West Community Credit Union was founded in 1936. Headquartered in O Fallon, Missouri, West Community Credit Union is a state chartered and federally insured credit union, being chartered in Missouri and insured through the National Credit Union Share Insurance Fund (NCUSIF). West Community Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, West Community Credit Union services 19,061 members through its 5 offices and branches and 69 full-time and 6 part-time employees. It has $186,555,067 of total assets and $16,083,684 of net worth. Based on its asset size and net worth ratio, West Community Credit Union is classified as a Well Capitalized medium large credit union.

West Community Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. West Community Credit Union also provides an array of services to its members and local communities. West Community Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of West Community Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Missouri and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Missouri
Median of USA
Checking
0.0400
0.0000
0.0000
Savings
0.1500
0.1500
0.1200
Money Market
0.3800
0.2500
0.2500
Certificate Deplit
1.0500
0.5000
0.5800
IRA
0.6400
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Missouri
National Median Rates
Credit Cards
9.9300
9.9600
9.9900
Unsecured Line of Credits
12.5500
11.4350
10.9500
Short-term Small Amount
n/a
27.8950
25.0000
Student Loans
6.3100
6.0450
6.0200
New Car Loans
4.6600
3.3200
3.3300
Used Car Loans
5.5100
4.8200
4.5000
1st Mortgage Real Estates
4.2000
4.1200
4.2500
Other Real Estates
4.5300
4.5000
4.7000

West Community Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by West Community Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, West Community Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Brentwood
2345 S Brentwood Blvd
Saint Louis, MO 63144-2033
Phone:636-720-2400

Kirkwood
465 S Kirkwood Rd
Saint Louis, MO 63122-6119
Phone:636-720-2400

O’fallon
Main Office

4161 Highway K
O Fallon, MO 63368-8294
Phone:636-720-2400

Tigers Community Credit Union
3310 Bluff Creek Dr Ste 101
Columbia, MO 65201
Phone:65201

Tigers Credit Union
308 S 9th St Ste 114
Columbia, MO 65201-5161
Phone:573-443-8462

(636) 720-2490

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

Related Listings