West Denver Community Credit Union

Rated star_ratedstar_ratedstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2 out of 5

3299 W Alameda Ave, Denver, CO 80219

Website

(303) 936-2299

Data Source: NCUA, December 31, 2016


West Denver Community Credit Union was founded in 1946. Headquartered in Denver, Colorado, West Denver Community Credit Union is a state chartered and federally insured credit union, being chartered in Colorado and insured through the National Credit Union Share Insurance Fund (NCUSIF). West Denver Community Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, West Denver Community Credit Union services 1,706 members through its 4 full-time and 2 part-time employees. It has $9,568,782 of total assets and $1,127,577 of net worth. Based on its asset size and net worth ratio, West Denver Community Credit Union is classified as a Well Capitalized small credit union.

West Denver Community Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. West Denver Community Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of West Denver Community Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Colorado and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Colorado
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.2500
0.1550
0.2500
Certificate Deplit
0.3000
0.5350
0.5800
IRA
0.3000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Colorado
National Median Rates
Credit Cards
12.9000
10.4800
9.9900
Unsecured Line of Credits
12.2500
12.3750
10.9500
Short-term Small Amount
n/a
25.0000
25.0000
Student Loans
n/a
7.3500
6.0200
New Car Loans
4.5000
3.9200
3.3300
Used Car Loans
4.7500
4.8950
4.5000
1st Mortgage Real Estates
5.3000
4.2500
4.2500
Other Real Estates
6.0000
5.2500
4.7000

West Denver Community Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by West Denver Community Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
No
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

As a community financial institution, West Denver Community Credit Union actively involves in local communities by prliding services such as financial literacy workshops.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
West Denver Community Cu
Main Office

3299 W Alameda Ave
Denver, CO 80219
Phone:303-936-2299

(303) 935-4472

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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