West Virginia Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

318 5th Ave, South Charlesto, WV 25303-1240

Website

(304) 744-7604

Data Source: NCUA, December 31, 2016


West Virginia Federal Credit Union was founded in 1965. Headquartered in South Charlesto, West Virginia, West Virginia Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). West Virginia Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, West Virginia Federal Credit Union services 9,160 members through its 4 offices and branches and 36 full-time and 3 part-time employees. It has $143,221,237 of total assets and $17,385,116 of net worth. Based on its asset size and net worth ratio, West Virginia Federal Credit Union is classified as a Well Capitalized medium large credit union.

West Virginia Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. West Virginia Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of West Virginia Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in West Virginia and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of West Virginia
Median of USA
Checking
0.0100
0.0000
0.0000
Savings
0.0500
0.1500
0.1200
Money Market
0.2300
0.2500
0.2500
Certificate Deplit
0.6100
0.6300
0.5800
IRA
0.2900
0.7500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of West Virginia
National Median Rates
Credit Cards
n/a
9.9950
9.9900
Unsecured Line of Credits
8.5400
10.8700
10.9500
Short-term Small Amount
n/a
23.4950
25.0000
Student Loans
n/a
9.0000
6.0200
New Car Loans
4.0700
4.0000
3.3300
Used Car Loans
4.5700
5.0000
4.5000
1st Mortgage Real Estates
4.0100
4.5000
4.2500
Other Real Estates
4.3800
5.0000
4.7000

West Virginia Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by West Virginia Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
Yes

As a community financial institution, West Virginia Federal Credit Union actively involves in local communities by prliding services such as financial education, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Wvfcu
207 Main Ave
Nitro, WV 25143-2026
Phone:304-755-7393

Wvfcu
2600 5th Ave
Huntington, WV 25702-1329
Phone:304-525-0541

Wvfcu
2355 Maccorkle Ave
Saint Albans, WV 25177-2008
Phone:304-729-3000

Wvfcu
Main Office

318 5th Ave
South Charleston, WV 25303-1240
Phone:304-744-7604

(304) 744-1993

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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