White Rose Credit Union

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2.5 out of 5

3498 Industrial Drive, York, PA 17402-9050

Website

(717) 755-9773

Data Source: NCUA, December 31, 2016


White Rose Credit Union was founded in 1950. Headquartered in York, Pennsylvania, White Rose Credit Union is a state chartered and federally insured credit union, being chartered in Pennsylvania and insured through the National Credit Union Share Insurance Fund (NCUSIF). White Rose Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, White Rose Credit Union services 10,723 members through its 6 offices and branches and 28 full-time and 13 part-time employees. It has $71,176,222 of total assets and $6,665,834 of net worth. Based on its asset size and net worth ratio, White Rose Credit Union is classified as a Well Capitalized medium credit union.

White Rose Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. White Rose Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of White Rose Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Pennsylvania and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Pennsylvania
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1500
0.1500
0.1200
Money Market
0.2500
0.2500
0.2500
Certificate Deplit
0.4900
0.5000
0.5800
IRA
0.3000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Pennsylvania
National Median Rates
Credit Cards
10.4900
9.9900
9.9900
Unsecured Line of Credits
10.0100
9.9000
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
6.5000
6.0000
6.0200
New Car Loans
5.5000
3.0400
3.3300
Used Car Loans
6.7500
4.1050
4.5000
1st Mortgage Real Estates
4.3000
4.2500
4.2500
Other Real Estates
4.5500
4.2500
4.7000

White Rose Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by White Rose Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
No
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

As a community financial institution, White Rose Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
Yes
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Central School Branch
601 Mundis Mill Rd
York, PA 17406
Phone:717-846-6789

Dallastown
160 E Main St
Dallastown, PA 17313
Phone:717-244-4586

Downtown
107 E Philadelphia St
York, PA 17401
Phone:717-846-1156

East York
Main Office

3498 Industrial Hwy
York, PA 17402-9050
Phone:717-755-9773

Hanover
1001 Carlisle St
Hanover, PA 17331
Phone:717-630-8939

West York
1529 Rodney Rd
York, PA 17408
Phone:717-767-5395

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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