Wichita Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

9835 E. 21 St N, Wichita, KS 67206

Website

(316) 941-0600

Data Source: NCUA, December 31, 2016


Wichita Federal Credit Union was founded in 1940. Headquartered in Wichita, Kansas, Wichita Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Wichita Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Wichita Federal Credit Union services 10,544 members through its 3 offices and branches and 28 full-time and 12 part-time employees. It has $102,943,070 of total assets and $15,417,588 of net worth. Based on its asset size and net worth ratio, Wichita Federal Credit Union is classified as a Well Capitalized medium large credit union.

Wichita Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Wichita Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Wichita Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Kansas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Kansas
Median of USA
Checking
0.2500
0.0000
0.0000
Savings
0.2500
0.2000
0.1200
Money Market
0.4500
0.2500
0.2500
Certificate Deplit
0.8000
0.7000
0.5800
IRA
0.2500
0.6500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Kansas
National Median Rates
Credit Cards
18.0000
10.9550
9.9900
Unsecured Line of Credits
10.0000
12.0000
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
7.5000
6.0200
New Car Loans
5.0000
3.9450
3.3300
Used Car Loans
17.7500
5.4600
4.5000
1st Mortgage Real Estates
2.6500
4.0650
4.2500
Other Real Estates
5.0000
5.0000
4.7000

Wichita Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Wichita Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Wichita Federal Credit Union actively involves in local communities by prliding services such as first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
City Hall Office
455 N Main St Ste 410
Wichita, KS 67202-1618
Phone:316-941-0626

East Office
Main Office

9835 E. 21st St
Wichita, KS 67206
Phone:316-941-0600

West Office
3730 W 13th St N
Wichita, KS 67203-4402
Phone:316-941-0600

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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