Wildfire Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by Credit Guide
Review based on 12 criteria Rating: 4 out of 5

PO Box 3285, Saginaw, MI 48605

Website

(989) 249-8200

Data Source: NCUA, December 31, 2016


Wildfire Credit Union was founded in 1937. Headquartered in Saginaw, Michigan, Wildfire Credit Union is a state chartered and federally insured credit union, being chartered in Michigan and insured through the National Credit Union Share Insurance Fund (NCUSIF). Wildfire Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Wildfire Credit Union services 43,823 members through its 6 offices and branches and 154 full-time and 15 part-time employees. It has $729,083,321 of total assets and $92,096,631 of net worth. Based on its asset size and net worth ratio, Wildfire Credit Union is classified as a Well Capitalized large credit union.

Wildfire Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Wildfire Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Wildfire Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Michigan and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Michigan
Median of USA
Checking
0.1500
0.0000
0.0000
Savings
0.2500
0.1000
0.1200
Money Market
0.3100
0.2500
0.2500
Certificate Deplit
1.8340
0.6000
0.5800
IRA
0.4990
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Michigan
National Median Rates
Credit Cards
8.9000
9.9600
9.9900
Unsecured Line of Credits
7.9900
11.0000
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
6.0000
6.2300
6.0200
New Car Loans
2.2400
2.9900
3.3300
Used Car Loans
2.2400
3.9900
4.5000
1st Mortgage Real Estates
4.0000
4.2500
4.2500
Other Real Estates
6.2500
4.5000
4.7000

Wildfire Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Wildfire Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Wildfire Credit Union actively involves in local communities by prliding services such as financial counseling, financial education.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Bay City Branch
2936 Wilder Rd
Bay City, MI 48706
Phone:989-249-8200

Heritage High School Branch (restricted Access)
3465 N Center Rd
Saginaw, MI 48603-1863
Phone:989-792-0529

John Glenn High School Branch (restricted Access)
3201 Kiesel Rd
Bay City, MI 48706
Phone:989-249-8200

Midland Branch
100 Joseph Dr
Midland, MI 48642
Phone:989-249-8200

Saginaw West Branch
6673 State St
Saginaw, MI 48603
Phone:989-249-8200

Wildfire Credit Union
Main Office

6640 Bay Rd
Saginaw, MI 48604
Phone:989-249-8200

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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