Winchester Community Federal Credit Union

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P O BOX 1906, Winchester, VA, 22604

Website

540-662-5557

Winchester Community Federal Credit Union was founded in 1971. Headquartered in Winchester, Virginia, Winchester Community Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF).

As of December 31, 2013, Winchester Community Federal Credit Union services 3,911 members through its 6 full-time and 3 part-time employees. It has $12,396,931.00 of total assets and $896,055.00 of net worth. Based on its asset size and net worth ratio, Winchester Community Federal Credit Union is classified as a Well Capitalized medium small size credit union.

Winchester Community Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Winchester Community Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

Winchester Community Federal Credit Union’s membership type is defined as Community credit union. If you are interested in joining Winchester Community Federal Credit Union, please visit their website or call 540-662-5557 for details. If you are a current member of Winchester Community Federal Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the depository and loan interest rates of Winchester Community Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Virginia and in the nation.

Major Depository Accounts and Interest Rates (%)

Interest Rate
Median Rates of Virginia
National Median Rates
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.1500
0.1500
Money Market
0.0000
0.2500
0.2400
Certificate Deposit
0.1500
0.6500
0.5000
IRA
0.1500
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Virginia
National Median Rates
Credit Cards
9.9900
9.9900
Unsecured Line of Credits
9.9900
11.5000
11.0000
Short-term Small Amount
28.0000
22.6000
Student Loans
6.0000
6.0350
New Car Loans
5.2500
4.5000
3.9120
Used Car Loans
6.2500
6.0000
4.9900
1st Mortgage Real Estates
5.9900
4.9300
4.5200
Other Real Estates
5.5000
5.0600
5.0000

Winchester Community Federal Credit Union provides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet and ATMs. The table below lists the electronic banking services provided by Winchester Community Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Merchandise Purchase
No
Account Balance Inquiry
Yes
No
Merchant Processing Service
No
View Account History
Yes
No
No
Download Account History
Yes
No

As a community financial institution, Winchester Community Federal Credit Union actively involves in local communities by providing services such as financial counseling, financial education.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
No
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Main
1700 S Loudoun St
Winchester, VA 22601-4449
Phone:540-662-5557

540-722-3696

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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