Xceed Financial Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

888 N Nash St, EL Segundo, CA 90245

Website

(800) 932-8222

Data Source: NCUA, December 31, 2016


Xceed Financial Federal Credit Union was founded in 1964. Headquartered in EL Segundo, California, Xceed Financial Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Xceed Financial Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Xceed Financial Federal Credit Union services 68,115 members through its 12 offices and branches and 222 full-time and 5 part-time employees. It has $965,156,074 of total assets and $90,259,196 of net worth. Based on its asset size and net worth ratio, Xceed Financial Federal Credit Union is classified as a Well Capitalized large credit union.

Xceed Financial Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Xceed Financial Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Xceed Financial Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0400
0.1000
0.1200
Money Market
0.0600
0.1900
0.2500
Certificate Deplit
0.8900
0.5500
0.5800
IRA
0.4800
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
9.2400
10.0400
9.9900
Unsecured Line of Credits
9.2500
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
2.1000
3.0000
3.3300
Used Car Loans
3.1900
3.7400
4.5000
1st Mortgage Real Estates
3.7500
4.0300
4.2500
Other Real Estates
5.0000
4.7400
4.7000

Xceed Financial Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Xceed Financial Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
Yes
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
Yes

As a community financial institution, Xceed Financial Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Branch 10
837 N Douglas St
El Segundo, CA 90245-2801
Phone:310-607-3000

Branch 35
2195 Monterey Hwy Ste 50
San Jose, CA 95125-1069
Phone:408-283-4350

Branch 40
1660 S Stemmons Fwy Ste 140
Lewisville, TX 75067-6319
Phone:469-293-0027

Branch 50
800 Phillips Rd
Webster, NY 14580-9720
Phone:585-545-2100

Branch 51
1425 Jefferson Rd
Rochester, NY 14623-3139
Phone:585-613-0200

Branch 52
189 W Main St
Webster, NY 14580-2925
Phone:585-545-2000

Branch 53
100 S Clinton Ave # Xrx2-conc
Rochester, NY 14604-1801
Phone:585-613-0301

Branch 55
1560 W Ridge Rd
Rochester, NY 14615-2405
Phone:585-613-0101

Branch 61
3330 Monroe Ave
Rochester, NY 14618-4610
Phone:585-613-0101

Branch 73
45 Glover Ave
Norwalk, CT 06850-1238
Phone:203-846-6280

Branch 74
22 Sylvan Way
Parsippany, NJ 07054
Phone:973-775-8999

Branch 75
1 Campus Dr
Parsippany, NJ 07054-4404
Phone:973-775-8905

Head Office
Main Office

888 N Nash St
El Segundo, CA 90245
Phone:800-932-8222

(310) 640-2193

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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